Thursday, June 26, 2008

Best Buy-Coupons 101

Best Buy-Coupons 101

Do not go to Best Buy to shop untill you check the Best Buy on line coupon site. If the item is on sale and you have a printable on line coupon, think of how much you can save.

Go to: http://www.retailmenot.com/view/bestbuy.com and check out the coupons.

Next lesson in Coupons 101 helpful hints.

Wednesday, June 25, 2008

Kohl's and Coupons 101

Kohl's-Coupons 101

Major sale at Kohl's and I need 3 summer things. I have a 15% off coupon on everything!

Ok, I must use the Kohl's charge card. I do one of two things.

1. Buy a Kohl's gift card using my debit card. Buy the products at a huge savings. Then take the gift card and apply it to my account. No charges!

2. Buy and pay the bill the Kohl's bill moment it arrives.

The one thing we do not want to do is to accrue trust.

Kohl's has great prices and credit cards have interest. Keeping a zero balance is not always possible. By watching their sales and adding the coupons that Kohl's mail card holders, the savings are still considerable if you watch the interest.

Next lessons in Coupons 101, helpful hints.

Monday, June 23, 2008

Dollar Store-Coupons 101

Helpful hint Coupons 101: This one comes from NBC Nightly News! The stores that feature items for a dollar have now started selling fresh produce! The bargains are wonderful.

In the past, I have found these stores to sell products that are smaller in size or quantity in order to meet the dollar price. The products are not name brands so coupons rarely work if even accepted by the store.

At this time, it could be worth your pocketbook to check out these stores to see if you would benefit. By using these store for fresh produce, maybe the groceries will lower their price.

Next lesson in Coupons 101, helpful hints.

Saturday, June 21, 2008

Free Stuff-Coupons 101

Helpful hint Coupons 101: Have a coupon for FREE stuff? Redeem it. I was sure that I would never use a free can of enviga. A product by Neatea a sparkling green tea with powerful antioxidants, I took home my free can of enviga and put it in the refrigerator.

Several months later when there was no diet soda in the house, I grabbed the skinny can of enviga the calorie burner and drank it.

Within 30 minutes, I was feeling as though I could walk a mile. swim laps and ride my bike for hours. What a pickup a can of enviga drink is.

In addition, there were several added benefits for me. I am always trying to lose weight. This enviga has helped. I need to get regular bms. This enviga has helped. And all the powerful benefits of green tea and antioxidants help.

So this is about free stuff. Get it and try it. Many additional benefits may result.

Next lesson in Coupons 101, helpful hints.

Friday, June 20, 2008

Out of Stock-Coupons 101

Helpful hint Coupons 101: When the grocery store runs out of an advertised special, you may get a rain check good for another time. Watch the date on the rain check. Often the date is good for only one week. Put the rain check in the must use soon section of your coupons 101 notebook.

This week the grocery offered Coke products-2 litter bottles. The deal is 4 for $5.00 and one free. The soda are $1.79 list. Remember a few weeks ago when the list was $1.59? The jump in price is like gasoline price jumps.

Any way what the offer amounts to is one dollar a bottle saving $.79 per bottle or $3.95 all together for 5 bottles.

On my first trip to the grocery, they were out of my soda. I was fuming and in a hurry so I did not get a rain check. I returned the next day only for soda. There was plenty. I get 25 bottles of soda and go through the check out. It rang up wrong. So I asked why (with an attitude).

Well it seems that the free soda was only on the first 10 bottles unless rung up on two orders. The coupons 101 saver in me pointed out that I wanted the order re-rung. With no argument, the order was re-entered. and I saved a total of $15.80. I will make another trip today just for soda to save $7.90 more. I am a junkie for my soda and the store is only .5 miles away.

Next lesson in Coupons 101, helpful hints.

Thursday, June 19, 2008

Helpful Hints Copuons 101

Coupons 101 helpful hint: when you have a coupon that is a buy one and free, you can even use another coupon for the item which is not free. So when you get 2 products, use 2 coupons. Wow! Now that's a huge savings.

I want to explain that helpful hint. I have in my hand two coupons for the same product. One is a an amount off. One is buy one get one free. So you see that each product gets a coupon and you save lots of money!

Next lesson in Coupons 101, helpful hints.

Wednesday, June 18, 2008

Helpful Hints Coupons 101

Coupons 101 will add one helpful hint at a time. This will allow the hint to sink in. Have you ever had some one tell you 5 good things so fast so that only one hint sticks?

Some grocery stores have double or triple coupon day. The problem is that that day is not always convenient to pay day. Plan your attack on the grocery.

Get a calendar and mark the days that the store doubles coupons. What a blessing if the store doubles coupons every day. Line up the coupons for that store and for the sale items. Set aside enough money to be able to shop on that day.

I guess this may be another hint. A calendar is good to have with your coupon tote. Days have a way of passing bye so fast. I hate wasting a good coupon because I did not realize that I had only one or two days left before the dreaded coupon expiration date.

Next lessons in Coupons 101, helpful hints.

Tuesday, June 17, 2008

Where to find Coupons

Lesson 2-Where to find Coupons

Part Four:

The Internet is a huge source for coupons. I googled Internet coupons and there were700,000 hits.

Some of the coupon hits are super and some a pain. Some are just lists of stores, rent a car, movie rental and so on. Now these sites are good to know about. Check www.mycoupons.com .

One http://tops.coupons.smartsource.com/Web/index.aspx?Link=DBKX2TBYRSFHI is one I use all of the time. Another is http://www.couponsurfer.com/ . There are many more and some will work for you and some will not.

It is a good idea to bookmark the online coupon sites that are the best for you and then work them to your benefit. Once you get use to using your favorite coupon sites, you will be saving lots of $$$$$!

Coupons 101 has completed Lesson 2. The 4 parts covered-newspaper supplements, bulk mail, in store discount cards and coupons and lastly on line coupons.

Next lesson in Coupons 101, helpful hints.

25 Ways to Make Quick Money

While we are saving money with coupons, AOL money and finance have an article today "25 (Uncoventional) Ways to Make Quick Money.

They share the information from WalletPop.com. I'm not sure about all of these ideas but if one or two would help go for it. Go to: http://money.aol.com/creditdebt/25-ways-to-make-quick-money?icid=100214839x1204229285x1200173927 for the complete list.

Monday, June 16, 2008

Where to find Coupons

Lesson 2-Where to find Coupons

Part Three:

Newspaper supplement sections and bulk mail coupon offers are one and two places to look. Now I'll add a third- grocery store discount cards.

Most chain grocery stores have discount cards. At first I hated the fact that they know when I shop, what I spend and what I buy. They say it is private information, no one else gets it and it allows the store to follow trends.

If you shop at a grocery without this discount card, the savings posted by each product in fine print, will not be applied to your order. I have found all of this distasteful. But I want the savings and I want store coupons.

One time I was out of town and just raced into the grocery for some supplies. I made my purchases based upon the price showing up on the little clip price card. I had no discount card, was in a hurry and did not notice the higher prices until later in the motel room. I was steaming.

Frequently, in stores, a manufacture puts coupons by the products that they represent. These coupons are an unexpected extra and often a deep discount. If you use this product, check the expiration date. Take extra coupons for later use if the date of expiration is a month or two out.

Now the grocery stores send coupons in the mail to me. I even get a cash back coupon based on the volume of groceries purchased.

It is a must to apply for and then use the discount cards provided by the stores. Keep the cards with your coupon tote bag and never leave home wihtout your coupon tote!

Part Four tomorrow.

Saturday, June 14, 2008

Where to find Coupons

Lesson 2-Where to find Coupons

Part Two:

Our mail frequently includes envelopes marked -Our neighbors at: Bulk mailings full of coupons. Most of them are by local merchants looking for your business.

In the past I threw them away. Not anymore. I open all of them and scan each coupon for possible use. There are times when only two or three coupons are relevant for my family. Each one of these coupons used wisely saves us money.

It's not worth saving a coupon for roof repair, if you have a new roof, for a deck cleaning, if you have no deck and so on. But if a restaurant offers buy one meal the second is free try it.
Pizza shops, florists and so on need to get you in once to try their product.

Valpak is one of the mailings. And there are others. Scan every mail offer in case the coupon can be of use.

Part Three tomorrow.

Friday, June 13, 2008

Where to find Coupons

Lesson 2 -Where to find Coupons

Part One:

The Sunday newspapers have supplement sections chuck full of great coupons. I get the paper on Saturday evening. I cut the coupons, note the expiration date with a highlighter and file them in my coupon binder.

OK simple enough. Most Sunday papers cost $1.00 to $1.50. One or two coupons redeemed more than covers that cost. But suppose some of the coupons are great deals for you and the products you use.

You have several options for obtaining more coupons from the papers that are super deals.

1. Buy another paper (but that is additional cost).
2. Ask friends or family members for their paper (but they may learn from you and not want to give them away.
3. Dumpster dive at the recycling bins.
4. Check where the stores put their extra papers.

It always amazes me how many people throw away the coupons. So I dumpster dive. Now one could be accused of stealing when taking away from a recycle bin. To avoid that, I take papers with me to recycle. I consider it a trade. Of course I only want the coupon supplements any way, so I give more than I take.

Products have a pattern to their coupons. I see my favorite soap coupon once every 2 or 3 months. At that time, I really look for the extra coupon supplements. Of course, a great coupon for another brand of soap, is happily redeemed and the product used by us.

Notice recycle day in your area. I gather extra supplements when I take the dog for a walk. I also check the drugstores and supermarkets for extra papers on Monday and gather coupon supplements.

Part Two tomorrow.

Thursday, June 12, 2008

Combating Gasoline Prices by Using Coupons

Why I became the Coupons 101 blogger.

The use of coupons in planning my purchases had been just a convenience. If I forgot a coupon and needed to purchase an item, I said, "oh well! Maybe I'll remember next time." Of course by then the coupon had expired.

As the cost of gasoline increases, my purchasing power decreases. My husband is a self employed floor installer. He travels all over the city and uses a van for business. He needs to meet with customers, give an estimate for the work and later if he gets the job drive back and do the work. His profits are down due to the increased fuel costs.

In order to compensate for this, I make hunting, organizing and using coupons a part of every day. By doing this, I have saved more money than the cost of gasoline.

I plan meals based upon the coupons I can use. I look for new recipes to match the coupons. My family is eating better than before.

To get started couponing I did several things.

1. I made a list of the foods we use every day.
2. I made a list of the health and beauty products we use everyday.
3. I made a list of the cleaning products we use everyday.
4. I made a list of the pet products we use everyday.
5. I made a list of other products that we use.
6. I made a list of products that we waste-lettuce goes bad, meat spoiled, etc.

There are reasons that I wasted coupons in the past.

1. I left them at home.
2. I let them expire.
3. I forgot I had it.
4. I could not find it.

Here is the first big secret I want to share on Coupons 101.

Get organized! There are as many ways to do this as there are people in the world. Each of us have a certain way of doing this. I have tried at least 5 ways over the years. I used a coupon saver wallet, a file box like a recipe box, a rubber band, a paper clip and so on.

Today, I use a loose leaf binder with plastic see through slots. I organize the binder with colored tabs. On the front of the binder, I put an index reminding me what coupon is behind each tab.

I have a special tote bag with my binder in it. I call it my coupon tote bag. I never leave home without the tote.

Next lesson in Coupons 101, how to find coupons.