Wednesday, July 30, 2008

Coupons 101 Saving Money by Saving Water

Just a little off the usual topic of coupons, but in my paper there was an article on how to save money by saving water use in the home.

Since this blog is mostly about saving money, I find that I am going to take these hints and use them.

We waste a lot of water, especially in the bathroom where about two-thirds of a home's water use goes down the drain. So let's start there.

1. The toilet-use the low volume ones or put a plastic bottle filled with water in the tank to reduce the amount of water used.

2. Brushing your teeth, shaving or washing your face-turn off the water.

3. Showers-cut down to 5 minutes.

4. Drastic showers-Navy style get wet, turn off water, later and scrub then turn it on and rinse.

5. Shower head-trade high-flow for a low-flow.

6. Shower-waiting for the water to get warm, place a bucket to collect the water and use it for houseplants, etc.

This is a start. I'll list more of the water saving money saving 50 hints in the future.

Next lesson Coupons 101 helpful hints on coupons and water saving

Monday, July 28, 2008

Coupons 101

Thank you someone, for leaving a coupon near the dog food treats. I picked it up and saved $1.50!

That is a good hint.

If you have a good coupon and can not use it, leave it on the shelve for another customer.

I have done that and left a coupon in the past but this was the first coupon I picked up and used!

I am sure that the store removes these free gifts when they see them. I still plan to leave a good coupon bargin for another saver!

Next lesson-helpful hints

Wednesday, July 23, 2008

Coupons Online-Coupons 101

Online coupons from coupons 101

As noted before, not all coupons come from the Sunday papers. Here are three good ones:

1.http://www.CouponsMom.com

2. http://www.Coupons.com

3.http://www.Kroger.com and click on P&G eSaver (if you shop at Kroger)

Next lesson helpful hints

Friday, July 18, 2008

Caregiving Coupons 101

Coupons 101 Caregivers

I have come across a list of care givers for all types of help that a family might need. I have an idea. Need a part time job? This group may be able to help?

Coupons 101-Helpful hint

Thursday, July 17, 2008

Credit Card Warning Coupons 101

Credit Card Warning Signs-Coupons 101

Credit card debt has grown by 315% since 1989. If we want to save money using coupons, we do not want to lose the savings by using credit cards. Too much debt has warning signs.

1. No savings
2. Can make only minimum payment on credit card
3. Make purchases when trying to pay off credit card
4. Reached credit card limit
5. Late payments
6. Cash advances
7. Bounced checks
8. Denied credit

While times are extra hard, the use of a credit card and a growing balance is a road map for financial disaster.

Happy couponing! Save money! Put some money away!

Next lesson on Coupons 101-helpful hints

Saturday, July 12, 2008

Stockpile Items-Coupons 101

To Stockpile an Item or Not-Coupons 101

If a staple item that we use is on sale and I have extra coupons, I will cash in all of the coupons and stockpile that product. At times, this can mean a savings up to 75%!

One problem in this is storage. Where to put the stockpile can be a problem no matter how much or little storage that you have. Here are some suggestions:

1. The top shelf of a cabinet in the kitchen, may be holding a large pot that is used once a year. Move the pot and use the top shelf.

2. A row of shelves in a garage, could be built for the storage.

3. The back of a coat closet, may have room.

4. Be creative! Find a place for your stockpile!

A most important thing is to rotate products that you stockpile. Cereal, cookies and crackers have dates on them. Use the oldest first. While coupons save money, expired products could ruin the savings. Of course soaps, paper products etc can be used for years.

Next lessons on Coupons 101-helpful hints

Thursday, July 10, 2008

Coupons are Free Money Coupons 101

Free Money-Coupons 101

With coupons you save money. Where is that money? Let's say you have $200.00 to spend on food this week to feed the family and buy cleaning supplies, dog food and all of the things you need at the grocery.

You carefully set meal menus and select items to buy with your coupons. When you go to the store did you spend the $200.00? Or did you come in under budget? Did you spend that on a splurge item? Or did you take home the extra money?

Last week, I noted the cost of groceries and the savings the coupons brought. The grocery receipts are wonderful because they do this for us. I saved 36% on the total bill. Now since I consider this my job and income, I saved even more because I paid no income tax-federal or state or social security on this savings. This add on value is at least worth 15%.

I have made a promise to myself. I will take some of the money coupons save and put it into a special savings account. If I only take 5% to 10% of this money, I will get a bonus.

The cost of gasoline is likely to use up the wonderful savings coupons bring. I will not let that happen to my little percent that I want to save.

Next lessons on Coupons 101-helpful hints

Monday, July 7, 2008

Elixir for tough times: Coupons 101

Tough Times-Coupons 101

Newspapers have articles once a month to help consumers learn how to use coupons.

We have been suggesting most of the ways to save using coupons.

Here are some additional tips that the paper suggests while using coupons.

1. Know how your store's coupon policies work.
2. Wait till an item is on sale and add your coupon to it-it may be free!
3. Use drug store savings programs.

Next lessons on Coupons 101-helpful hints